Foreign National Program Specifics

• Non-Resident Alien is a Foreign National who is not authorized to live or work in the U.S. A true Foreign National may periodically visit the U.S. for various reasons including vacation and / or business.
• They may purchase property for either personal use or investment.
• Assets Held / Foreign Accounts must be verified in U.S. Dollar equivalency at the current exchange rate via either www.xe.com or the Wall Street Journal conversion table.
• Sufficient funds to close must be on deposit three (3) days prior to any closing date
• A copy of the two (2) most recent statements of that account. If the funds are not seasoned a minimum of sixty (60) days, a letter of explanation is required along with the information to comprise a sixty (60) day chain of funds.
• An original credit reference letter from an internationally known financial institution.
• Our programs offer both 70 & 75% LTV. Please ask for specifics
• No Pre-Payment Penalties
• 5yr & 7yr ARM - 30 year Amortized Payment
• Loan Amounts up to $5 Million
• Second  Home & Non Owner Occupied 1 - 4 Unit Properties
• No Income Verification
• No Reserves
• 70% LTV
• Passport Only To Qualify
• International Credit Report or Letter of Good Standing with Current Financial Institution

WE have various programs with as little as 25% down payment and very limited documentation for a swift and speedy close, please contract us to go over your loan scenario to see which program suits you best.